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 Finance Information

How To Apply

Applying for finance is as easy as making a normal purchase. 

Fill your basket with everything you want from our site and go to the checkout.

During checkout, select the finance option you want as your method of payment.

You will be sent to our finance provider’s secure server to complete your application.

Finance provider Deko will use the information provided to make a decision and complete checkout if you are approved.

Finance is only available for orders with a total value of £299.

Who Provides The Finance?

Our finance is supplied by Deko. Its secure and friendly online system can provide you with a decision in seconds.



To Apply For Finance You Must Be:

At least 18 years old.

A permanent UK resident.

In regular employment (minimum of 16 hours per week) including self-employed, or living with your spouse/partner who is in regular employment.

In receipt of a pension if you are retired.

Able to confirm sufficient income if you are registered disabled.

Can My Order Be Sent To A Different Address? 

Finance orders can only be shipped to the address given in your finance application.

Westbrook Cycles Ltd. are authorised and regulated by the Financial Conduct Authority, register number 657570.

Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.

Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please refer to or visit